MasterCard Gold

Kapital Bank

Card term 1 - 3
Card price 40 - 80 AZN
Currency AZN/USD/EUR%

General information

A card for holders with considerable financial opportunities and advantages. You can use this card to withdraw money and make purchases in trade and services centers throughout the world. Holders of MasterCard Gold cards enjoy special treatment, high quality of service and discounts on products and services around the world. The card supports Contactless Payment Technology

Benefits

24/7 cash withdrawal from ATMs.
Making online payments
Paying for products and services in Azerbaijan and abroad
Carrying a desired amount of money on foreign trips
Global customer support - MasterCard Global Service
Consultation on the legal and healthcare issues - MasterAssist andTravel Assistance Service 
Emergency card replacement and / or payment of the money in case of loss
Exclusive services in any country of the world - Download
MasterCard Priceless program
Line of credit with high drawdown limit
Contactless payment technology

Tariffs

Card price – 1 year / 2 years / 3 years 40 AZN / 60 AZN / 80 AZN
Additional price – 1 year / 2 years / 3 years 20 AZN / 30 AZN / 40 AZN
Defective card replacement 20 AZN
Urgent card issue surcharge fee Baku branches - 10 AZN, regional branches - 15 AZN
Changing forgotten or lost PIN code 1,00 AZN/USD/EUR
"Emergency Cash Disbursement" (to withdraw money without a card in 24 hours in case if the card is lost or stolen in the foreign country Master Card - 100 EUR/ VISA - 180 USD [1]
Connection to BirBank mobile application Free
Unjustified claims in respect to payments 10 AZN
Unblocking a blocked PIN 2 AZN
Maintaining closed accounts in operating system  monthly 1.00 AZN
Withdrawing cash from Kapital Bank's ATMs and branches 1% (min 1,00 AZN/USD/EUR)
Withdrawing cash from ATMs of other banks 1,5% (min 3.50 AZN/USD/EUR)
Withdrawing cash from offices of other banks within the Republic of Azerbaijan 1,5% (min 5.00 AZN/USD/EUR)
Withdrawing cash from offices of bankis outside of Azerbaijan

1,5% (min 7.50 AZN/USD/EUR)

Commission for trading transactions 0%
Adding funds to card through Kapital Bank's offices, cash-in ATMs and infokiosk terminals 0%
Unique transactions in Azerbaijan and abroad (gambling) 3% (min 5.00 AZN/USD/EUR)
Cash by Code service fee (with ATM) 1% (min 1,00 AZN/USD/EUR)
Card to Card - transfering funds to another Kapital Bank card (via ATM) 0,2% (min 0.50 AZN/USD/EUR)
Card to Card - transfering funds to another Kapital Bank card (via BirBank) 0%
"Card to Card" to resident bank cards 0,5% (min 1.5 AZN/USD/EUR)
"Card to Card" to non-resident bank cards 1,5% (min 3 AZN/USD/EUR)
"Card to Card" recieve money 0%
Receiving money to cards through Kapital Bank office, ATM and terminal 0%
Payment of taxes and custom dues through POS in Azerbaijan 0,2% (min 0,50 AZN)
Payment of administrative fines, state dues and state budget payments through POS in Azerbaijan 0,5% (min 0,30 AZN)
Payment of taxes, custom dues, administrative fines, state dues and other state budget payments through www.gpp.az website 0,15% (min 0,40 AZN, max 15.00 AZN)

Conversion: Debit and credit transactions conducted in foreign currency by AZN payment card accounts (cash-in, withdrawal, card to card)

0%

Conversion: Payment transactions conducted in foreign currency within the country by AZN payment card accounts

0%

Conversion: Debit and credit transactions conducted in AZN by USD/EUR payment card accounts (cash-in, withdrawal, card to card)

0%
Conversion fees in all other cases 0,5%
Transfer of funds to salary cards 1% (min 1.00 AZN/USD/EUR)

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