MasterCard Standard

Kapital Bank

Card term 1 - 3
Card price 15 - 25 AZN
Currency AZN/USD/EUR%

General information

The most popular payment card. The card offers advantageous service fees and can be used to make payments using POS terminals in shops, restaurants and hotels in Azerbaijan and abroad, as well as to pay communication, utility and other fees. The card supports contactless payment technology.

Benefits

24/7 cash withdrawal from ATMs.
Making online payments
Paying for products and services in Azerbaijan and abroad
Carrying a desired amount of money on foreign trips
Line of credit option
Contactless payment technology

Tariffs

Card price – 1 year / 2 years / 3 years 15 AZN / 20 AZN / 25 AZN
Additional price – 1 year / 2 years / 3 years 8 AZN / 10 AZN / 12 AZN
Defective card replacement 5 AZN
Urgent card issue surcharge fee Baku branches - 10 AZN, regional branches - 15 AZN
Changing forgotten or lost PIN code 1.00 AZN/USD/EUR
Connection to BirBank mobile application Free
Connection to SMS Banking Option 1: per SMS 0.10 AZN; Option 2: yearly 5 AZN
Connection to SMS Info service Per SMS 0.10 AZN
Unjustified claims in respect to payments 10 AZN
Unblocking a blocked PIN 2 AZN
Maintaining closed accounts in operating system  monthly 1.00 AZN
Withdrawing cash from Kapital Bank's ATMs and branches 1% (min 1,00 AZN/USD/EUR)
Withdrawing cash from ATMs of other banks 1,5% (min 3.50 AZN/USD/EUR)
Withdrawing cash from offices of other banks within the Republic of Azerbaijan 1,5% (min 5.00 AZN/USD/EUR)
Withdrawing cash from offices of bankis outside of Azerbaijan

1,5% (min 7.50 AZN/USD/EUR)

Commission for trading transactions 0%
Adding funds to card through Kapital Bank's offices, cash-in ATMs and infokiosk terminals 0%
Unique transactions in Azerbaijan and abroad (gambling) 3% (min 5.00 AZN/USD/EUR)
Cash by Code service fee (with ATM) 1% (min 1,00 AZN/USD/EUR)
Card to Card - transfering funds to another Kapital Bank card (via ATM) 0,2% (min 0.50 AZN/USD/EUR)
Card to Card - transfering funds to another Kapital Bank card (via BirBank) 0%
"Card to Card" to resident bank cards 0,5% (min 1.5 AZN/USD/EUR)
"Card to Card" to non-resident bank cards 1,5% (min 3 AZN/USD/EUR)
"Card to Card" recieve money 0%
Receiving money to cards through Kapital Bank office, ATM and terminal 0%
Payment of taxes and custom dues through POS in Azerbaijan 0,2% (min 0,50 AZN)
Payment of administrative fines, state dues and state budget payments through POS in Azerbaijan 0,5% (min 0,30 AZN)
Payment of taxes, custom dues, administrative fines, state dues and other state budget payments through www.gpp.az website 0,15% (min 0,40 AZN, max 15.00 AZN)

Conversion: Debit and credit transactions conducted in foreign currency by AZN payment card accounts (cash-in, withdrawal, card to card)

0%

Conversion: Payment transactions conducted in foreign currency within the country by AZN payment card accounts

0%

Conversion: Debit and credit transactions conducted in AZN by USD/EUR payment card accounts (cash-in, withdrawal, card to card)

0%
Conversion fees in all other cases 0,5%
Transfer of funds to salary cards 1% (min 1.00 AZN/USD/EUR)

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